www.earnpilipino.com

The Very Best Money Saving Tips Always trying to save money but somehow you always end up spending more than you save? I will try and detail my very best money saving tips for you to make use of. Saving money can be easier than many people think, but only if you go about it the......
Should You Pay for Your Child's College Education? Paying for college for yourself or for a child can drop you into debt faster than many other things. Aside from huge disasters like medical emergencies or a home fire, more people get into higher debt by paying for college than any other reason. The best advice for long term......

Posted in Children, Education, Saving, college | No Comments »

Money Lessons I Taught My 5 Year Old

5734

July 29th, 2010 By: Richard

Category:

This post was written by Mike from Green Panda Treehouse. He is a financial planner and runs several finance blogs within his online company including The Financial Blogger and The Dividend Guy Blog.

My son just turned 5 years old in July. He is a tall for his age, loves soccer and can’t wait for September to start school. While he is growing up (he doesn’t want to be called a kid anymore but a boy!), I am doing my best to transmit to him as much financial knowledge as I can so he doesn’t have to learn his money lessons the hard way. Read more... (942 words, 11 images, estimated 3:46 mins reading time)

This is a preview of Money Lessons I Taught My 5 Year Old. Read the full post (942 words, 11 images, estimated 3:46 mins reading time)

Work From Home, Home Business Ideas Home business ideas abound these days. And why not? Now more than ever, an increasing number of people are working right out of their homes. Ideas for small, self run businesses are all over the place. The best part is that if you choose a good business, do your research,......
Money School for Couples – Product Interview with Neal Frankle Neal over at Wealth Pilgrim has been a regular guest contributor to Frugal Dad. He came out with an unusual e-product yesterday. I found it interesting and wanted to learn more. In the following post, I asked him several questions about his new project. Neal, what is Money School for......

Posted in Children, Education, money | No Comments »

Our Baby Boy Was Born Yesterday!

5179

July 1st, 2010 By: Richard

Category:

Our little baby boy Carter John Anderson was born yesterday evening at 8:33 pm, weighing in at 8 pounds even, 21 inches in length.

Baby and momma are resting and are just fine! This morning I changed my first dirty diaper, so I guess this father thing is real now!

This article was written by Peter Anderson. Peter Anderson is a Christian, husband to his beautiful wife Maria, and soon to be father to his baby boy, Carter. He loves reading and writing about personal finance, and also loves a brisk game of tennis every now and again. You can find out more about him on the about page or check out his design site at http://www.logosforwebsites.com. You can also follow him on Twitter at @moneymatters. Read more... (221 words, 11 images, estimated 53 secs reading time)

This is a preview of Our Baby Boy Was Born Yesterday!. Read the full post (221 words, 11 images, estimated 53 secs reading time)

Don't fear hyperopia and go into debt This month's Wired magazine (subscribe) had a review of a couple dozen rules for tech-savvy folks, and one of them dealt with the subject of hyperopia.Â Hyperopia means "excessive farsightedness" and describes people who sacrifice today for gain tomorrow more than most people do.Â The negative consequences of hyperopia are......
Turkoglu’s 2 free throws lift Raptors over Lakers [/caption] TORONTO (AP)—Even Hedo Turkoglu was surprised to find himself heading to the free throw line with a chance to beat the defending NBA champions. A driving Turkoglu drew a foul from Pau Gasol, then hit both free throws with 1.2 seconds left as the Toronto Raptors beat the Los......

Posted in Announcement, Children | No Comments »

The Benefits Of Being A Stay At Home Mom Versus Being A Working Parent

5065

June 25th, 2010 By: Richard

Category:

This week is quickly turning into babies and family week. I’m sorry but I just can’t help myself, I’ve got nothing else on my mind lately, understandably. By this time next week I’ll be changing diapers and staying up nights with our new son.

One topic that has been close to our hearts these past couple of months is the topic of being a stay at home parent, versus being a working parent that uses daycare. We’ve been thinking long and hard about which situation was best for us, and which was the best for our son. Read more... (1589 words, 11 images, estimated 6:21 mins reading time)

This is a preview of The Benefits Of Being A Stay At Home Mom Versus Being A Working Parent. Read the full post (1589 words, 11 images, estimated 6:21 mins reading time)

How to Stay Focused With Multiple Streams of Income One of the main problems facing those that have multiple streams of income is managing them. You can start to feel a bit like a juggler and chances are, you may be neglecting areas that could be performing better and making more money. Focusing can be tough, but there are......
How You Can Generate Cash Streams On Online From Your Home. With the ever-growing demands of taking care of a family, especially with issues regarding small children, some parents have opted to stay at home and give up their careers. But wait! What if I tell you that it’s very much possible to still create money without sacrificing quality time for......

Posted in Children, Commentary, Decisions, family, marriage | No Comments »

What Expenses Should I Expect When Having A Child?

5047

June 24th, 2010 By: Richard

Category:

As my wife and I prepare for our journey into parenthood, one thing we’ve slowly realized is just how expensive it can be to have children. There are a host of big and small baby expenses that you may not have even considered, and as time goes on they slowly add up to a pretty large sum of money. In fact, by some estimates over the life of the child you’ll spend in excess of $250,000 on each child! Read more... (1897 words, 11 images, estimated 7:35 mins reading time)

This is a preview of What Expenses Should I Expect When Having A Child?. Read the full post (1897 words, 11 images, estimated 7:35 mins reading time)

A Guideline Budget - How Do You Compare? I am currently reading The World's Easiest Guide To Finances. So far, it's a good read especially for those that really have no idea where to start. But there is also some great ideas and perspectives for the more "seasoned" personal finance gurus. One of the more interesting items......
Home Printing Your Photos Could Cost More Than Money A luxury available to us through science and technology is the ability to keep a photographic record of key people, places and events in our lives. The digital camera, home computer and photo-printer have features that enable us to create charming and unique albums, scrapbooks and gifts. Some of us......

Posted in Children, Expenses, Saving, marriage, money | No Comments »

What Is The Best Way To Save For A New Child?

4966

June 21st, 2010 By: Richard

Category:

Well congratulations if you’ve recently found out you’re expecting to have a child! Assuming you’re having a child for the first time you may not know what expenses to expect or how to save for your child. That’s okay. Having children does impact your wallet, but it’s well worth it. Children are a blessing and as you pay for your little one you won’t think anything of the expenses as long as you’ve done some planning and preparation and spend smart. Read more... (1124 words, 11 images, estimated 4:30 mins reading time)

This is a preview of What Is The Best Way To Save For A New Child?. Read the full post (1124 words, 11 images, estimated 4:30 mins reading time)

Dave Ramsey Baby Steps Step 1: $1000 Emergency Fund Photo by: peretzpup The M-Network is currently doing a series highlighting the Dave Ramsey Baby Steps for getting out of debt and getting your life on the right track financially. You can read about all of the steps over on Cash Money Life who kicked things off with a......
Money Saving Tips: 122 Ways To Trim Your Budget A while back All You Magazine offered to give away a few subscriptions to Frugal Dad readers. The rules for entering the contest were simple--leave a money saving tip in the comments. What happened next was one of those magical moments you can only get from blogs, and the sense......

Posted in Budget, Budgeting, Children, tips | No Comments »

5 Money Questions For Parents With Kids On The Way

3943

May 3rd, 2010 By: Richard

Category:

When most parents find out they are expecting there is usually a period (sometime long and sometimes short) when the parents feel a sense of shock. They look at their lives and know there is going to be a lot of changes. In our post today we are going to look at the financial changes and decisions every expectant and new parent will need to discuss.

5 Important Financial Discussions For New Or Expectant Parents

Can You Start Saving For College?

Dave Ramsey puts saving for college as his fifth baby step. In other words, it is not the hugest priority, but there is certainly some value in starting to invest young. Read more... (717 words, 11 images, estimated 2:52 mins reading time)

This is a preview of 5 Money Questions For Parents With Kids On The Way. Read the full post (717 words, 11 images, estimated 2:52 mins reading time)

Are You Saving Money Just to Save, Or Saving With Purpose? Earlier this week I walked into our HR office and asked about maxing out my 401k contributions. Up to that point, I had been saving exclusively in a Roth IRA because my company did not match contributions (they contribute a portion of salary rather than a percentage of employee contributions).......
8 Tips on Saving Money Without Scrimping Retrain your Brain - If you deprive yourself of the things that bring you pleasure, you are going to have trouble saving money. Retrain your brain by visualizing a future that is more fulfilling, like credit card bills that are smaller, and higher savings account balances to give yourself a......

Posted in Children, Planning, baby expenses | No Comments »

Why Shouldn’t You Add Your Kid’s Income Onto Your Tax Return?

1930

January 28th, 2010 By: Richard

Category:

This is a guest post by Carol Topp, CPA. Carol is the mother of two teenage daughters and she lives in Cincinnati, Ohio. She discusses teenagers and taxes at http://TeensandTaxes.com.

Bonnie had been adding her son’s interest income to her tax return for many years. That was a $1,000 mistake. She was overpaying Uncle Sam and never realized it.

It is easy to understand why Bonnie reported her son’s interest income as her own. The statements from her son’s UTMA (Uniform Gift to Minors Act) account at the local bank had both her name and his name on the account. Her name was even listed first as “Bonnie Smith, Custodian for Luke Smith”. Read more... (477 words, 11 images, estimated 1:54 mins reading time)

This is a preview of Why Shouldn’t You Add Your Kid’s Income Onto Your Tax Return?. Read the full post (477 words, 11 images, estimated 1:54 mins reading time)