Archive for the ‘Commentary’ Category

6163
September 2nd, 2010 By: Richard
Category:
  • 401k
  • Accounts
  • affiliate marketing
  • annnouncement
  • Announcement
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  • automatic
  • Automobiles
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  • Baby Steps
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  • Budget
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  • frugality
  • Giveaway
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  • 5 Things About Money

    Sam Ewing, who used to play baseball for the Chicago White Sox, once said, “Inflation is when you pay fifteen dollars for the ten-dollar haircut you used to get for five dollars when you had hair.”

    Many of us may feel that we can never quite catch up with our money, but one thing is certain: There are many things about money that we probably wish we had known when we were younger. For those of you who are still young or even young at heart, here are five things about money that you should probably think about.

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    • Save Money To Spend MoneyWhy 'Save to Spend' Is Still The Best Strategy In recent years, the easy access to credit severely reduced the amount of people across the nation that saved up their money to purchase the things that they desired.  Instead of budgeting their money and putting a little of it away each paycheck to save up for the expensive items......
    • $100 gold note 1934Money, Gold, the FED, and why you should be concerned about the US Dollar This is a guest post by Mr Credit Card from askmrcreditcard.com. Though Mr Credit Card reviews credit cards, today, he is going to bring us back in time and explore the history of money and the Federal Reserve Bank and why we should be worried about the dollar. If you......
    6005
    August 24th, 2010 By: Richard
    Category:
  • 401k
  • Accounts
  • affiliate marketing
  • annnouncement
  • Announcement
  • Arfticle Writing
  • automatic
  • Automobiles
  • baby expenses
  • Baby Steps
  • Banking
  • Banks
  • bible
  • bible verse
  • Bills
  • Blogging
  • Budget
  • Budgeting
  • Building a Website
  • career
  • Carnival
  • Carnivals
  • Cars
  • Children
  • choices
  • Choose highest paying keywords for your niche
  • christianity
  • Christmas
  • clergy
  • clothing
  • Clutter
  • Collections
  • college
  • Commentary
  • communication
  • contest
  • contests
  • Credit
  • Credit Card
  • credit cards
  • credits
  • Dave Ramsey
  • Deals
  • debt
  • Debt Reduction
  • debt snowball
  • Decisions
  • deductions
  • Devotional
  • Devotionals
  • Dot Com Lifestyle
  • dream
  • Earn Money Online In Philippines
  • Earn With Twitter
  • economy
  • Education
  • estate tax
  • Expenses
  • family
  • father's day
  • Featured
  • Filing
  • finance
  • finances
  • financial goals
  • financial information
  • financial planning
  • financial research
  • Fine Dining
  • Freelancing in Philippines
  • frugality
  • Giveaway
  • Giving
  • Goals
  • good debt
  • google analytics
  • guest post
  • health care
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  • home life
  • housing allowance
  • How-To
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  • Legislation
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  • Maintenance
  • make money online
  • marriage
  • marriage and money
  • Miscellaneous
  • money
  • money blogging
  • money savers
  • mortgage
  • Mutual Funds
  • negotiating
  • news
  • Obedience
  • occupation
  • Online Money Making Requirements
  • Paid to Click Websites
  • pastor
  • Photos
  • Planning
  • Post Roundup
  • priorities
  • Property Taxes
  • psychology
  • Question
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  • Re-Activate your Google Adsenes Account
  • Real Estate
  • rebate
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  • Referral Income
  • refund
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  • resolutions
  • Responsibility
  • Retirement
  • Retirementt
  • Revene Sharing Online Social Network
  • review
  • Reviews
  • Risk
  • Roth IRA
  • sacrifice
  • sad news
  • save money
  • Saving
  • Savings
  • scam
  • school
  • Selling
  • seo
  • Shopping
  • simplicity
  • Simplifying
  • Software
  • spending
  • spending limits
  • stewardship
  • stimulus
  • Stimulus Package
  • tax
  • Tax Credit
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  • Financial Sin

    This is a guest post written by Jesse Michelsen, the creator of Personal Finance Firewall. On his site he writes about taking every tiny detail into account when managing personal finances, and gives tips on ways to make it easier for those with full lives.

    I often listen to motivation speeches and read spiritual, uplifting material. It’s really positive and always has great life lessons we can learn, regardless of your religious choices.

    Blog Traffic Exchange Related Websites
    • Best of Money CarnivalBest of Money Carnival #7 – Financial Collapses Edition I am absolutely pleased to bring to you the 7th edition of the Best of Money Carnival. I decided to theme this carnival off of the Top 10 Financial Collapses of 2008 as per Time. 7th Edition?! Yup, it’s a very new blog created by the one and only Free......
    • blog traffic exchangeRoundup for week of 15 October 2007: Cheesy Chuck edition Here are some posts of interest from the MBN and other blogs in my reader: Consumerism Commentary debunks half a dozen retirement myths in this post. Five Cent Nickel signed up for Amazon Prime. (It's great, I agree.) No Credit Needed in Day 28 advises everyone to find out where......
    5852
    August 4th, 2010 By: Richard
    Category:
  • 401k
  • Accounts
  • affiliate marketing
  • annnouncement
  • Announcement
  • Arfticle Writing
  • automatic
  • Automobiles
  • baby expenses
  • Baby Steps
  • Banking
  • Banks
  • bible
  • bible verse
  • Bills
  • Blogging
  • Budget
  • Budgeting
  • Building a Website
  • career
  • Carnival
  • Carnivals
  • Cars
  • Children
  • choices
  • Choose highest paying keywords for your niche
  • christianity
  • Christmas
  • clergy
  • clothing
  • Clutter
  • Collections
  • college
  • Commentary
  • communication
  • contest
  • contests
  • Credit
  • Credit Card
  • credit cards
  • credits
  • Dave Ramsey
  • Deals
  • debt
  • Debt Reduction
  • debt snowball
  • Decisions
  • deductions
  • Devotional
  • Devotionals
  • Dot Com Lifestyle
  • dream
  • Earn Money Online In Philippines
  • Earn With Twitter
  • economy
  • Education
  • estate tax
  • Expenses
  • family
  • father's day
  • Featured
  • Filing
  • finance
  • finances
  • financial goals
  • financial information
  • financial planning
  • financial research
  • Fine Dining
  • Freelancing in Philippines
  • frugality
  • Giveaway
  • Giving
  • Goals
  • good debt
  • google analytics
  • guest post
  • health care
  • home improvement
  • home life
  • housing allowance
  • How-To
  • Identity theft
  • Income
  • Industry News
  • Inheritance
  • Inspiration
  • Insurance
  • Investing
  • IRA
  • Jesus
  • jobs
  • Jobs And Work Life
  • Law
  • Legislation
  • Lending
  • Life Insurance
  • Link building
  • Links
  • Loans
  • Maintenance
  • make money online
  • marriage
  • marriage and money
  • Miscellaneous
  • money
  • money blogging
  • money savers
  • mortgage
  • Mutual Funds
  • negotiating
  • news
  • Obedience
  • occupation
  • Online Money Making Requirements
  • Paid to Click Websites
  • pastor
  • Photos
  • Planning
  • Post Roundup
  • priorities
  • Property Taxes
  • psychology
  • Question
  • Ramblings
  • Re-Activate your Google Adsenes Account
  • Real Estate
  • rebate
  • Rebates
  • Referral Income
  • refund
  • Research
  • resolutions
  • Responsibility
  • Retirement
  • Retirementt
  • Revene Sharing Online Social Network
  • review
  • Reviews
  • Risk
  • Roth IRA
  • sacrifice
  • sad news
  • save money
  • Saving
  • Savings
  • scam
  • school
  • Selling
  • seo
  • Shopping
  • simplicity
  • Simplifying
  • Software
  • spending
  • spending limits
  • stewardship
  • stimulus
  • Stimulus Package
  • tax
  • Tax Credit
  • tax credits
  • Tax Deduction
  • tax refund
  • tax return
  • Taxes
  • Technology
  • The Net
  • tips
  • Trade Show
  • Uncategorized
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  • warranty
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  • Empty Mansions

    Up on a bluff on the Pacific Ocean sits Bellosguardo – or “Beautiful view.” – a $100 million dollar mansion owned by a reclusive billionaire and 104 year old heiress Huguette Clark. By any account the mansion is beautiful, and the estate is one that any person would love to call home. The thing is, the reclusive owner of the estate hasn’t been there in many decades. Neither has she ever stayed at her estate in Connecticut which she bought in 1952, and she has only rarely been seen at her suites in New York in the past 30 years. For the past few decades since the death of her mother Huguette been a reclusive figure, preferring to remain in the shadows, only talking with a few people, including her lawyer. She now lives in a hospital room, not necessarily because she’s sick, but because it’s easier for her to be there.

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    • Judge, I assure you I am not 28 years old.Links - Looks can be Deceiving Edition I'm still away on my vacation. We've had a little lot of trouble trying to get on the free military cargo flights that we were told were "typically very, very easy, but nothing is guaranteed." It seems like there's some value to a guarantee. While we were on vacation, we......
    • Happy New YearHappy New Year Well, it has been an exhausting holiday and once again, let me share a bit of what has been keeping me so busy lately. Christmas was a blast, I worked up until Christmas day, but over the long weekend my family and I eat to our hearts content :)......
    5065
    June 25th, 2010 By: Richard
    Category:
  • 401k
  • Accounts
  • affiliate marketing
  • annnouncement
  • Announcement
  • Arfticle Writing
  • automatic
  • Automobiles
  • baby expenses
  • Baby Steps
  • Banking
  • Banks
  • bible
  • bible verse
  • Bills
  • Blogging
  • Budget
  • Budgeting
  • Building a Website
  • career
  • Carnival
  • Carnivals
  • Cars
  • Children
  • choices
  • Choose highest paying keywords for your niche
  • christianity
  • Christmas
  • clergy
  • clothing
  • Clutter
  • Collections
  • college
  • Commentary
  • communication
  • contest
  • contests
  • Credit
  • Credit Card
  • credit cards
  • credits
  • Dave Ramsey
  • Deals
  • debt
  • Debt Reduction
  • debt snowball
  • Decisions
  • deductions
  • Devotional
  • Devotionals
  • Dot Com Lifestyle
  • dream
  • Earn Money Online In Philippines
  • Earn With Twitter
  • economy
  • Education
  • estate tax
  • Expenses
  • family
  • father's day
  • Featured
  • Filing
  • finance
  • finances
  • financial goals
  • financial information
  • financial planning
  • financial research
  • Fine Dining
  • Freelancing in Philippines
  • frugality
  • Giveaway
  • Giving
  • Goals
  • good debt
  • google analytics
  • guest post
  • health care
  • home improvement
  • home life
  • housing allowance
  • How-To
  • Identity theft
  • Income
  • Industry News
  • Inheritance
  • Inspiration
  • Insurance
  • Investing
  • IRA
  • Jesus
  • jobs
  • Jobs And Work Life
  • Law
  • Legislation
  • Lending
  • Life Insurance
  • Link building
  • Links
  • Loans
  • Maintenance
  • make money online
  • marriage
  • marriage and money
  • Miscellaneous
  • money
  • money blogging
  • money savers
  • mortgage
  • Mutual Funds
  • negotiating
  • news
  • Obedience
  • occupation
  • Online Money Making Requirements
  • Paid to Click Websites
  • pastor
  • Photos
  • Planning
  • Post Roundup
  • priorities
  • Property Taxes
  • psychology
  • Question
  • Ramblings
  • Re-Activate your Google Adsenes Account
  • Real Estate
  • rebate
  • Rebates
  • Referral Income
  • refund
  • Research
  • resolutions
  • Responsibility
  • Retirement
  • Retirementt
  • Revene Sharing Online Social Network
  • review
  • Reviews
  • Risk
  • Roth IRA
  • sacrifice
  • sad news
  • save money
  • Saving
  • Savings
  • scam
  • school
  • Selling
  • seo
  • Shopping
  • simplicity
  • Simplifying
  • Software
  • spending
  • spending limits
  • stewardship
  • stimulus
  • Stimulus Package
  • tax
  • Tax Credit
  • tax credits
  • Tax Deduction
  • tax refund
  • tax return
  • Taxes
  • Technology
  • The Net
  • tips
  • Trade Show
  • Uncategorized
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  • warranty
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  • Benefits Of Being A Stay At Home Mom

    This week is quickly turning into babies and family week.  I’m sorry but I just can’t help myself, I’ve got nothing else on my mind lately, understandably.  By this time next week I’ll be changing diapers and staying up nights with our new son.

    One topic that has been close to our hearts these past couple of months is the topic of being a stay at home parent, versus being a working parent that uses daycare.  We’ve been thinking long and hard about which situation was best for us, and which was the best for our son.

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    • sandboxCome Play in My Sandbox! There's a recurrent theme in my conversations with mothers over the last few weeks.  Essentially, women are telling me that they don't feel like they belong well enough to "play in other people's sandboxes."  I've heard this from unconventional moms of all ages  - they feel too old (grandmothers raising......
    4849
    June 15th, 2010 By: Richard
    Category:
  • 401k
  • Accounts
  • affiliate marketing
  • annnouncement
  • Announcement
  • Arfticle Writing
  • automatic
  • Automobiles
  • baby expenses
  • Baby Steps
  • Banking
  • Banks
  • bible
  • bible verse
  • Bills
  • Blogging
  • Budget
  • Budgeting
  • Building a Website
  • career
  • Carnival
  • Carnivals
  • Cars
  • Children
  • choices
  • Choose highest paying keywords for your niche
  • christianity
  • Christmas
  • clergy
  • clothing
  • Clutter
  • Collections
  • college
  • Commentary
  • communication
  • contest
  • contests
  • Credit
  • Credit Card
  • credit cards
  • credits
  • Dave Ramsey
  • Deals
  • debt
  • Debt Reduction
  • debt snowball
  • Decisions
  • deductions
  • Devotional
  • Devotionals
  • Dot Com Lifestyle
  • dream
  • Earn Money Online In Philippines
  • Earn With Twitter
  • economy
  • Education
  • estate tax
  • Expenses
  • family
  • father's day
  • Featured
  • Filing
  • finance
  • finances
  • financial goals
  • financial information
  • financial planning
  • financial research
  • Fine Dining
  • Freelancing in Philippines
  • frugality
  • Giveaway
  • Giving
  • Goals
  • good debt
  • google analytics
  • guest post
  • health care
  • home improvement
  • home life
  • housing allowance
  • How-To
  • Identity theft
  • Income
  • Industry News
  • Inheritance
  • Inspiration
  • Insurance
  • Investing
  • IRA
  • Jesus
  • jobs
  • Jobs And Work Life
  • Law
  • Legislation
  • Lending
  • Life Insurance
  • Link building
  • Links
  • Loans
  • Maintenance
  • make money online
  • marriage
  • marriage and money
  • Miscellaneous
  • money
  • money blogging
  • money savers
  • mortgage
  • Mutual Funds
  • negotiating
  • news
  • Obedience
  • occupation
  • Online Money Making Requirements
  • Paid to Click Websites
  • pastor
  • Photos
  • Planning
  • Post Roundup
  • priorities
  • Property Taxes
  • psychology
  • Question
  • Ramblings
  • Re-Activate your Google Adsenes Account
  • Real Estate
  • rebate
  • Rebates
  • Referral Income
  • refund
  • Research
  • resolutions
  • Responsibility
  • Retirement
  • Retirementt
  • Revene Sharing Online Social Network
  • review
  • Reviews
  • Risk
  • Roth IRA
  • sacrifice
  • sad news
  • save money
  • Saving
  • Savings
  • scam
  • school
  • Selling
  • seo
  • Shopping
  • simplicity
  • Simplifying
  • Software
  • spending
  • spending limits
  • stewardship
  • stimulus
  • Stimulus Package
  • tax
  • Tax Credit
  • tax credits
  • Tax Deduction
  • tax refund
  • tax return
  • Taxes
  • Technology
  • The Net
  • tips
  • Trade Show
  • Uncategorized
  • Videos
  • warranty
  • wealth
  • Wordpress
  • work


  • Post image for The Seven Deadly Sins Of Spending

    Spending money is a necessary part of life that requires diligent planning and serious discipline. You may have also realized it’s really fun.

    Many of us, often without realizing it, allow our spending habits grow out of control and wreak havoc on our bank accounts. The following are the Seven Deadly Sins of Spending we can all afford to avoid and tips for overcoming them.

    1. Pride

    It’s easy to get caught up in image. Many people try to maintain an air of wealth or affluence by buying things they can’t afford.

    Blog Traffic Exchange Related Websites
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    • Money Saving MindsetPersonal Finances - The Correct Mental Approach Did you know that fixing or fine tuning your finances has very little to do with how much money you actually make, and much more to do with your mental outlook and your particular thoughts about money? Most of this process involves your mental outlook and your attitudes towards money.......
    4464
    May 28th, 2010 By: Richard
    Category:
  • 401k
  • Accounts
  • affiliate marketing
  • annnouncement
  • Announcement
  • Arfticle Writing
  • automatic
  • Automobiles
  • baby expenses
  • Baby Steps
  • Banking
  • Banks
  • bible
  • bible verse
  • Bills
  • Blogging
  • Budget
  • Budgeting
  • Building a Website
  • career
  • Carnival
  • Carnivals
  • Cars
  • Children
  • choices
  • Choose highest paying keywords for your niche
  • christianity
  • Christmas
  • clergy
  • clothing
  • Clutter
  • Collections
  • college
  • Commentary
  • communication
  • contest
  • contests
  • Credit
  • Credit Card
  • credit cards
  • credits
  • Dave Ramsey
  • Deals
  • debt
  • Debt Reduction
  • debt snowball
  • Decisions
  • deductions
  • Devotional
  • Devotionals
  • Dot Com Lifestyle
  • dream
  • Earn Money Online In Philippines
  • Earn With Twitter
  • economy
  • Education
  • estate tax
  • Expenses
  • family
  • father's day
  • Featured
  • Filing
  • finance
  • finances
  • financial goals
  • financial information
  • financial planning
  • financial research
  • Fine Dining
  • Freelancing in Philippines
  • frugality
  • Giveaway
  • Giving
  • Goals
  • good debt
  • google analytics
  • guest post
  • health care
  • home improvement
  • home life
  • housing allowance
  • How-To
  • Identity theft
  • Income
  • Industry News
  • Inheritance
  • Inspiration
  • Insurance
  • Investing
  • IRA
  • Jesus
  • jobs
  • Jobs And Work Life
  • Law
  • Legislation
  • Lending
  • Life Insurance
  • Link building
  • Links
  • Loans
  • Maintenance
  • make money online
  • marriage
  • marriage and money
  • Miscellaneous
  • money
  • money blogging
  • money savers
  • mortgage
  • Mutual Funds
  • negotiating
  • news
  • Obedience
  • occupation
  • Online Money Making Requirements
  • Paid to Click Websites
  • pastor
  • Photos
  • Planning
  • Post Roundup
  • priorities
  • Property Taxes
  • psychology
  • Question
  • Ramblings
  • Re-Activate your Google Adsenes Account
  • Real Estate
  • rebate
  • Rebates
  • Referral Income
  • refund
  • Research
  • resolutions
  • Responsibility
  • Retirement
  • Retirementt
  • Revene Sharing Online Social Network
  • review
  • Reviews
  • Risk
  • Roth IRA
  • sacrifice
  • sad news
  • save money
  • Saving
  • Savings
  • scam
  • school
  • Selling
  • seo
  • Shopping
  • simplicity
  • Simplifying
  • Software
  • spending
  • spending limits
  • stewardship
  • stimulus
  • Stimulus Package
  • tax
  • Tax Credit
  • tax credits
  • Tax Deduction
  • tax refund
  • tax return
  • Taxes
  • Technology
  • The Net
  • tips
  • Trade Show
  • Uncategorized
  • Videos
  • warranty
  • wealth
  • Wordpress
  • work


  • Obama $200 Billion Stimulus Package

    As the effects of the $787 billion stimulus package of last year begin to wear off, the Obama administration is now looking at the option of passing yet another “limited” stimulus package to help dig the economy “out of a deep valley”.  Without it they fear that the slow gains our economy has made this year could be lost. The Financial Times explains:

    The Obama administration made a strong plea to Congress on Monday to grit its teeth and pass a new set of spending measures – dubbed the “second stimulus” by some economists – in order to help dig the economy “out of a deep valley”.

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    • blog traffic exchangeObama Calling For A Second Stimulus Income Tax Rebate Check. And the dumb idea keeps getting dumber...another stimulus package coming soon? Seems Barack Obama has had too much of GW Bush's Kool-Aid Barack Obama, the US Democratic presidential candidate, has called for a second economic stimulus package worth $30 billion to boost the ailing US economy. The Illinois senator, speaking......
    • IRSIs the economic stimulus package a loan? Photo by: saturnism My wife is involved in a few "mommies" forums on the internet and ran across a discussion about the upcoming economic stimulus package. Many of the ladies were saying it was a loan and not really a rebate at all. I had read/heard similar things while......
    4158
    May 14th, 2010 By: Richard
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  • Living On One Income While Making Two

    Last week I read a post over at Debt Free Adventure about how it’s a good idea to start living on one income, whether or not you need to.  If you’re married and have no kids, it can be a good exercise to see what it may be like if you end up having children and one partner needs (or wants) to stay home with the child.   It is also a good way to get ahead faster because you’re living below your means, before you have to!   So today I want to talk about living on less before you need to, and why it’s a good idea.

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    • creditmoneySaving Money with Your Credit Cards pt 1 When it comes to personal budgeting, we tend to try to think of ways that we can cut corners while cutting down on any frivolous expenses in our lives. What many people are not apparently aware of however is that you can actually make use of credit cards to help......
    • blog traffic exchangeConsider this Likely Future Tax Benefit of Early Mortgage Payoff Mr. ToughMoneyLove has participated in many online debates among readers of personal finance blogs and retirement planning message boards.  A frequent topic of debate is the wisdom of using available free cash flow to invest or instead to make an early payoff of an existing mortgage loan.   I am not a fan of......
    4099
    May 10th, 2010 By: Richard
    Category:
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  • Laptop Accident And Warranties

    A couple of months ago I purchased a new Dell laptop.  We’ve needed a new home computer for a while now and the deal I ran across was too good to pass up.  So I purchased it for $400 via the Dell website.  As an aside, Dell has always been good to us.  Their products have performed well and suited our needs for internet, email, blogging, etc. just fine.  I’ve also used a Dell for a work computer in the past and was absolutely pleased with the performance and reliability.

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    • blog traffic exchangeTop 7 Money Making Ideas To Make Easy Money Online money making ideas,easy money,make money online,work at home,money,ideas,advice,tips,make money Article Body: If you are looking for ways to make easy money online, here are the top 7 money making ideas you may consider. 1. Create Website or Make Blog By sharing your knowledge, expertise, hobbies, experience and interests, you can......
    3895
    April 30th, 2010 By: Richard
    Category:
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  • Baby Ultrasound

    Over the past few months I’ve alluded to it here and there, but my wife and I are currently expecting our first child (you can see our baby in the ultrasound pictures above!).  The due date is July 8th, and we couldn’t be more excited to become parents for the first time.

    Before I formed you in the womb I knew you. – Jeremiah 1:5

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    • blog traffic exchangeMy Financial Week in Review #6 So this is Friday... and what have I done... another week over... and a new just begun... Like previous weeks, I've been investing Prosper. I typical put $600 in a month spread throughout in $100 increments. I'm still making great returns (in fact it seems that people who I thought......
    3875
    April 29th, 2010 By: Richard
    Category:
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  • Bank of America Account Closing

    A while back I talked about how my wife and I were looking to close out our account with Bank of America because the rate of interest that we were receiving on our money was not very good, even in today’s market with low rates across the board. Our account had a paltry .50% rate of interest, and I wasn’t expecting them to raise the rates anytime soon. We had a considerable amount of money sitting in the account (our 9 month emergency fund), and we wanted it to be gaining at least a little bit more interest while it sat there.  At the time I wrote about how I had closed the account, and was expecting to receive a cashier’s check in the mail for the balance of our funds in the account.  At least that’s what I was expecting, but unfortunately Bank of America had other ideas.

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