I remember like it was yesterday, my wife and I were deep in debt and creditors were calling us every day! Of course just like many “good people” that owed money and either didn’t have the means to pay or just plain didn’t want to pay…..I applied the strategy of not answering the phone! Disclosure- I belonged to the category that because of being laid off I did not have enough money to pay but I will admit that eventually I got to the point that I just did not want to pay! Until one day I finally got fed up and said to myself: “I’m not supposed to be living like a prisoner in my own home, this has got to stop!”  Read more... (1623 words, 12 images, estimated 6:30 mins reading time)

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