New credit card reform laws are going into effect in February of 2010 to provide more consumer protection.  The reform was put in place to deal with what were some abusive practices of interest rate hikes and fees.

You may recall a post from Pete earlier this year in which he talked specifically about the changes the credit card act will bring forth.  To name a few, it will include consumer friendly regulations around unfair interest rate hikes, unnecessary fees, fairness in timing of payments and enhanced disclosure of terms.  Read more... (773 words, 11 images, estimated 3:06 mins reading time)

• Payday Loans verses Unsecured Cards If you are constantly searching for payday loans you might find it more convenient to apply for unsecured credit cards to those with below perfect credit. Some of the credit cards online may have higher rates of interest and fees on late charges; still the credit cards can save you......
• Reduce your debt with person to person loans? I received an e-mail from a person who found my site through Google.  The person wrote:I am a Silver PowerSeller on eBay. I maxed out all my credit cards and I have very low credit score. I used my American Express to pay for the eBay fees and some inventories.......