Archive for the ‘Credit’ Category

2479
February 23rd, 2010 By: Richard


Post image for New Credit Card Rules Take Effect: CARD Act Of 2009

Credit Card Accountability, Responsibility and Disclosure Act (CARD) of 2009

On May 22nd, 2009 Barack Obama signed new legislation into law called the Credit Card Accountability, Responsibility and Disclosure Act of 2009 (Credit CARD Act).  The law was supposed to force credit card companies to become more transparent with their fees, interest rates and other provisions, and create a more consumer friendly environment.  Whether or not that will actually happen is still up for debate.  As of yesterday, February 22nd, 2010, the law is now in effect.

Blog Traffic Exchange Related Websites
  • carrieall about rewards credit cards (guest post) Are rewards cards really that great? Should you shell out an annual fee to carry one in your wallet? Will they give your credit score super powers? Here’s an overview of all things rewards-card related, so you can decide their true worth for yourself. Rewards cards rack up perks, but…......
  • investingUsing Credit Cards to Make More Money When it comes to credit cards, most of us think of them as a way to get things we really want right now. We may not actually "need" these things, but we sure do want them. Whether it's a new couch, a new stereo or even a new wardrobe, we......
939
December 31st, 2009 By: Richard


Credit Card TricksNew credit card reform laws are going into effect in February of 2010 to provide more consumer protection.  The reform was put in place to deal with what were some abusive practices of interest rate hikes and fees.

You may recall a post from Pete earlier this year in which he talked specifically about the changes the credit card act will bring forth.  To name a few, it will include consumer friendly regulations around unfair interest rate hikes, unnecessary fees, fairness in timing of payments and enhanced disclosure of terms.

Blog Traffic Exchange Related Websites
  • Free LoanPayday Loans verses Unsecured Cards If you are constantly searching for payday loans you might find it more convenient to apply for unsecured credit cards to those with below perfect credit. Some of the credit cards online may have higher rates of interest and fees on late charges; still the credit cards can save you......
  • blog traffic exchangeReduce your debt with person to person loans? I received an e-mail from a person who found my site through Google.  The person wrote:I am a Silver PowerSeller on eBay. I maxed out all my credit cards and I have very low credit score. I used my American Express to pay for the eBay fees and some inventories.......
191
December 4th, 2009 By: Richard


Post image for Credit Cards: Why I Love Them And Why I Hate Them

Why I Love My Credit Card

If you’re read my site for a while you may be a bit surprised to find out that I actually do use a credit card. I’m usually the one that’s first to tell people that they shouldn’t use credit, and that they should save up for things that they buy.

Blog Traffic Exchange Related Websites
  • 5 Credit Cards That Will Save You Money On Holiday Purchases This article comes from DR at The Dough Roller, a blog about money management. With the holiday buying frenzy in full progress, there is no better time than the present for some money saving strategies. One of them is simple, easy, and free--using the right credit card to make holiday......
  • Pentagon Federal Credit UnionPenFed Visa: Best 5% Cash Back Rewards on Gas Credit Card Years ago, when both credit and champagne flowed freely down Wall Street, the fabled 5% cash back reward credit card freely frolicked among elm and oak trees of Central Park. Nowadays, finding a decent 5% cash back reward credit card is rarer than seeing a unicorn… but today I saw......