One of our most serious enemies is Complexity. It saps your time by overwhelming you to the point of atrophy, and can lead us to believe there is nothing we can do about our chaotic lives. Whether you are struggling with your finances or simply needing to breathe easier, here are three things you can do in 24 hours to be more productive.

You’re going to need a whole day for this simplification process. Schedule it in on your calendar. This is going to be a massive overhaul of the way you work. The night before, go to sleep early. The morning of, eat a hearty breakfast. You’ll need to be alert and willing to work hard so you can work less later.  Read more... (779 words, 11 images, estimated 3:07 mins reading time)

• Using Whole Life Insurance to Create a Pension Income Stream Today I am presenting a guest post from a fellow personal finance blogger who proposes an interesting strategy for using whole life insurance as a way to generate retirement income. I will have some comments about this strategy at the end of the post. Evan from My Journey to Millions......
• How To: DIY debt consolidation, a Better Option. When your debt gets overwhelming, it can seem like debt consolidation is the only way out, but did you know you don't need to use a costly debt consolidation service? Here's how and why you should try the DIY debt consolidation solution. Debt consolidation is a useful tool for many......