Over the past few months my employers have been scrambling to try and manage the company’s health care costs in light of pending increases in premiums both for the company, and for employees. With all the uncertainty with pending health care legislation, increased taxes and other concerns the company has put off making any huge decisions on health care this year, and we’re choosing to continue our coverage, but with a large increase in premiums. Next year the company may be moving to a Health Savings Account (HSA) system to help manage costs. This will mean higher deductibles, which for some people will mean paying more out of pocket. We’ll see how it works out.  Read more... (1231 words, 11 images, estimated 4:55 mins reading time)

• The Total Money Makeover By Dave Ramsey Dave Ramsey is a popular radio talk show host and author and his latest book, The Total Money Makeover has generated quite a bit of excitement. He claims that money management is 80% behavior and 20% knowledge, and there is a lot of truth to that. While the book covers......
• Health Savings Accounts Families who aren’t covered by a health insurance policy often live in fear of illness or injury. Small medical bills are an inconvenience, and major medical bills can be catastrophic to a family’s finance. Are you destined to just remain at the mercy of your medical expenses? Of course you......