Over the past few months my employers have been scrambling to try and manage the company’s health care costs in light of pending increases in premiums both for the company, and for employees. With all the uncertainty with pending health care legislation, increased taxes and other concerns the company has put off making any huge decisions on health care this year, and we’re choosing to continue our coverage, but with a large increase in premiums. Next year the company may be moving to a Health Savings Account (HSA) system to help manage costs. This will mean higher deductibles, which for some people will mean paying more out of pocket. We’ll see how it works out.  Read more... (1231 words, 11 images, estimated 4:55 mins reading time)

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