Any time I blog about insurance, I get the sense that it makes most readers’ skins crawl! It’s not a fun topic to consider because usually when you’re collecting it, something bad has happened – and most people don’t like to consider the negatives of life.

But, in order to be the most prepared financially, we have to cover all topics from a personal finance standpoint. So bear with me as we tackle an often confusing, often misunderstood topic – disability insurance.

For those of you who want to stop reading, consider these statistics found on ProtectYourIncome.com:  Read more... (1035 words, 11 images, estimated 4:08 mins reading time)

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Since I found out that I’m soon going to be a father, I’ve been thinking a lot about how I’m going to provide for my family in the event that I were to die, or to become disabled. A week or so ago I wrote about how I’m currently looking for the best term life insurance for my situation. I’m also looking into buying some good long term disability insurance as well because if I become disabled, I won’t receive life insurance, but I’ll still need to provide for my family.  Read more... (1367 words, 11 images, estimated 5:28 mins reading time)

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