Lending | www.earnpilipino.com

I‘ve been writing about Lending Club for quite some time now, but usually from the viewpoint of an investor. I’ve invested in 30+ loans over the last year or so, and thus far I’ve been extremely happy with the experience. I’ve been pretty careful about the loans that I invest in, and I think because I’ve been so careful, I haven’t yet had any of my loans default.

One thing I have neglected to write about much in regards to Lending Club is how you can also use the service as a borrower, and now it may be more manageable as they’ve added a 5 year term loan for borrowers. Read more... (772 words, 14 images, estimated 3:05 mins reading time)

This is a preview of Need To Consolidate Debt? Lending Club May Have The Solution. Read the full post (772 words, 14 images, estimated 3:05 mins reading time)

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My Lending Club Investment Portfolio Performance Back in September 2009, I began investing in the social lending space with a well thought investment strategy at Lending Club. Being a fairly conservative investor when it comes to alternative investments, I waded into the P2P Investing space very cautiously. Like many people, when I don't fully understand the......
Lending Club Performance Update I decided to take a minute or two today to look at my Lending Club (Lending Club Reviewed) account today. For the most part, I don't log in too often. I have to admit that I made some poor choices on loans on Prosper in the past and I've been......

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Lending Club Offers Good Returns If You Invest Wisely

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April 2nd, 2010 By: Richard

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I signed up for Lending Club a few months back on a whim to try and see how it would perform. I’d been hearing about it quite a bit on personal finance blogs, and the returns that people were claiming to receive seemed like they were almost unrealistically good. There had to be a catch, it piqued my interest.

I started my investor account out slow. I took the $25 bonus Lending Club gave me for signing up (which you can get too) and added about $75 to that for about $100 in loans. I went into my account and hand picked 4 $25 loans to send out. Read more... (1168 words, 14 images, estimated 4:40 mins reading time)

This is a preview of Lending Club Offers Good Returns If You Invest Wisely. Read the full post (1168 words, 14 images, estimated 4:40 mins reading time)

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Peer to Peer Lending Site Lending Club Marks Three Year Anniversary Peer to Peer Lending Company Lending Club has recently passed its three year anniversary and is now issuing more than $10 million in loans per month to borrowers through Prime Consumer Notes which are funded by Lending Club investors. “Lending Club creates a shorter path between the source of capital......
How Lending Club Deals With 121+ Days Late Much to my chagrin, I have managed to pick a Lending Club loan that is now 121+ days late.Â I thought it a good time to go over how Lending Club handles these situations...Â They take a different approach and it seems a much more clear cut approach from my......

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Co-Signing Risks: Why Co-signing Is A Bad Idea

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March 18th, 2010 By: Richard

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Good intentions can ruin you financially.

People who are looking for someone to co-sign a loan for them often look for the nicest, sweetest, and gentlest person they know well. If you have been asked to co-sign for a loan, congratulations on being one of the nicest people in the world. But, now it is time to do the right thing.

No matter how long and tragic story their story is, you need to remember that co-signing a loan is dangerous. Read more... (845 words, 11 images, estimated 3:23 mins reading time)

This is a preview of Co-Signing Risks: Why Co-signing Is A Bad Idea. Read the full post (845 words, 11 images, estimated 3:23 mins reading time)

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Bankruptcy Creditors Sometimes Lose Their Children's College Education Money When Trying To Help Other People! Sarasota bankruptcy attorneys are not responsible for your conscience when you choose to walk away from real people who loaned you money. In the forums the other day, I received the following question from a member about bankruptcy and getting hired after filing bankruptcy: This question forced me to relive......
Why Do You Go to Work? One of my favorite movies about work is the DVD classic, Office Space. The movie basically pokes fun at everything "corporate," from cubicles to consultants. In one scene the main character, Peter, is lamenting to friends about his plight as an office worker: Human beings were not meant to sit......

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Is There A “Good Reason” To Get Into Debt?

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January 13th, 2010 By: Richard

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Do you want something badly enough to borrow money?

When it comes to debt, it’s a hard concept for me to endorse. I find it very hard to think that there are things I want badly enough that I would take on a debt to buy.

But the general public obviously doesn’t share my concern.

I have a serious case of debt allergies. However, if I’m creative enough (honest enough?) I’m sure there are some things that would cause me to take on debt. So I started trying to think of reasons I might consider taking a debt. Here’s the list of questions that I came up with (the answer to many is still “no” for me): Read more... (752 words, 11 images, estimated 3:00 mins reading time)

This is a preview of Is There A “Good Reason” To Get Into Debt?. Read the full post (752 words, 11 images, estimated 3:00 mins reading time)

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Warning Sign: Are You In Too Much Debt? Why Do We Spend? I suppose the first step to understanding why we find ourselves in massive debt is understanding that we are in a country where consumption is king. How many times have we heard that our economy is a consumption economy? The trade deficit really doesn't matter! And......
Dodging the Parental Boomeranger "What goes around, comes around." How many times have you heard that phrase used as a subtle threat or reminder of another's misbehavior? Boomeranger. That's a word that baby boomers invented to label - in a semi-demeaning sort of way - adult children who return to their parents' home to......

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Archive for the ‘Lending’ Category

Need To Consolidate Debt? Lending Club May Have The Solution

Lending Club Offers Good Returns If You Invest Wisely

Co-Signing Risks: Why Co-signing Is A Bad Idea

Is There A “Good Reason” To Get Into Debt?

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Archive for the ‘Lending’ Category

Need To Consolidate Debt? Lending Club May Have The Solution

Lending Club Offers Good Returns If You Invest Wisely

Co-Signing Risks: Why Co-signing Is A Bad Idea

Is There A “Good Reason” To Get Into Debt?

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