Archive for the ‘Planning’ Category
You may recall a popular children’s television show several years ago that was called “The Mighty Morphin’ Power Rangers.” The characters were unique in that they were average, ordinary people, but when they came together they would morph or transform into new form with special powers to fight off evil forces.
In the book The Life You’ve Always Wanted, the author discusses how morphin’, or transformation is often desired by people.
The desire for transformation lies deep in every human heart. This why people enter therapy, join health clubs, get into recovery groups, read self help books, attend motivational seminars and make New Year’s resolutions.
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How to Set New Financial Goals No matter how old you are, or how much money you have in the bank, it is never too late to start setting new financial goals. A big part of successfully saving money and making more money is the formation of goals, keeping track of your progress and finding that...... -
Top 14 Personal Finance Tools This is a guest post by Fred Schebesta who writes about saving money at Savings Account Finder. There he helps people compare and choose the right savings account to get more interest. Managing your finances can take a lot of time to be done right, however you financial security......
This is a guest post from the National Endowment for Financial Education (NEFE), a non-profit dedicated to improving the financial literacy of all Americans. NEFE operates the site Smart About Money. Follow NEFE on Twitter at @nefe_org
The new year is coming, and with it come the resolutions. Here are a few resolutions that you might consider taking up this year.
- Control spending: If you spend less you’ll have more money available to pay down debt and save for the future. Write down your expenses for a month to see where your money is going. You might be surprised by how easy it is to find places to scale back.
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Six Secrets to Saving Money When You Are Young Photo courtesy of lrargerich While perusing a few of my favorite personal finance blogs over the weekend I ran across an article last week from All Financial Matters, One Reader's Reasoning On Why Younger People Don't Save. I like the way JLP addressed each concern raised by the commenter,...... -
Time to Review The Performance of Your 401K or 403b Besides re-balancing your retirement plan it is also a good idea to review your plan's performance. We like to look at how the plan is doing overall and how each individual investment is doing. Then we make changes to our overall plan or individual investments. For example, this year one......
Steven Covey makes an important distinction between leaders and managers.
Leaders are those who have vision and direction.
Managers simply master the art of doing ‘it’ better and more efficiently.
Covey offers the following illustration:
The managers are those who are finding better swinging movements to cut more branches with less effort while the leader is the one climbing to the top of the tree to see if they are in the right forest and to see if they are heading the right direction.
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Hard Truth and Money Fatigue? Periodically I have to remind myself that speaking or hearing "hard truth" about the world of personal finance can wear on you. Sometimes a reader does it for me by unsubscribing to my blog. (I receive a notice when an email subscription is cancelled.) I guess you could say that is...... -
10 Websites Where You Can Manage Your Money Online For Free. Besides your own bank which might also offer the service (mine does - Bank of America), there are plenty of other websites where you can monitor all your bank accounts - and sometimes even your frequent flier miles, reward point balances, and your spending habits - for free. If your......
As the family money manager, I have an important responsibility which I never considered before last week. It’s a responsibility to insure my wife knows how to get access to all of our financial information and important documents immediately, if something ever happened to me.
This is a serious topic many people don’t want to think about or discuss, but its reality. I know because I recently experienced the passing of a family member. Amongst many things that are discussed between family members after losing a loved one is always a need to discuss finances.
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18 Tips For Successful Yard Sales Growing up, my mom was the queen of yard sales. We used to joke that if I didn’t want something included in a yard sale I should lock it away in my closet. Looking back, she was setting a great example in the hopes I wouldn’t grow up to be...... -
Finding the Right Financial Planner Market losses and chaotic market behavior increase the need for accurate and unbiased retirement and financial planning advice. Tax rates will have to sharply increase to pay for recent government rescues and bailouts. Baby boomers and others seeking to accumulate and preserve wealth will adjust their financial goals and reconsider present and future money strategies......






