If you break down personal finance issues such as not having enough savings or having a lot of debt, you can probably find in a lot of cases the root cause to be related to spending.  Spending, whether buying on impulse, because you think you deserve to spend, or just because it’s foolish, tends to knock people off course each month.  Several months into the year, it’s hard to find the path back to achieving important goals.  Read more... (812 words, 11 images, estimated 3:15 mins reading time)

• Shopping Professionally pt 1 One of the best ways that you can save money is to shop professionally, which is learning how to develop skills and talents in shopping that allow you to shop smarter and save more money than ever before. When you learn how to work with a tight budget, you can......
• Different Purchases Required Different Savings Plans As many people have learned during these recession time, saving real cash is the best way to make a purchase and the safest way to stay out of debt. While many people understand that saving cash is for the best, many still have great difficulty find money to put away......