I figured everyone is with friends and family today to celebrate Christmas. I know I am. However, I want to take some time out to wish all John Chow dot Com readers a very merry Christmas. I hope you get everything you wished for and that your holiday will be a happy and safe one.

Like last year, this Christmas will be spent with my family. We’re all heading to my parent’s place for Christmas dinner and to give and receive our presents. I have no idea what I spent on gifts this year because I didn’t do the shopping, Sarah did. I guess I will find out when the Visa bill shows up. Hopefully, it won’t be too scary.

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